Early retirement handwritten in a note. getty This “stocks-up, yields-down” market is clobbering income investors. With stock prices floating higher, yields are crumbling to dust: with the 1.3% payout on the typical S&P 500 stock—a 20-year low—you’d need to invest $2.2 million to get just $2,500 a month in dividends! (And let’s not forget that… More
Which is better, using appreciated securities or an IRA? Here’s a calculator to answer the question. Volunteers at Habitat for Humanity in Culver City, California. (Photo by John Wolfsohn) Getty Images The 2017 tax law, with its huge standard deduction, did serious damage to the tax benefits of philanthropy: Now, for a lot of taxpayers,… More
Student loan borrowers may be able to settle or negotiate their student loan debt in certain … [+] contexts, but it can get complicated. getty When it comes to settlements, student loans are not like other types of consumer debt. And while it is sometimes possible to reduce your balance through a negotiated settlement, your… More
Stock market on target getty It was another good week for the stock market, as many of the market averages made further new highs. After the April 1 surge by the S&P 500 above 4000, this was certainly not surprising. It was also a good week for the European markets, as the German DAX and the… More
Photographer: Patrick T. Fallon/Bloomberg © 2020 Bloomberg Finance LP Here is the short-term market analysis and two long stock recommendations. The S&P cycles have bottomed. From March 26 to April 11, the S&P has risen 66.3% of the time for an average 17.6% gain or an expected return of 11.7%, the second lowest among the… More
I understand the problem you face every day when you start working. You have an idea of how you’d like your day to go, and then you turn your computer on. Your inbox was populated overnight by bleary-eyed inbox-zero adherents pounding away in a converted closet. A couple more hours have been consumed on your… More
Topline Moody’s Analytics chief economist Mark Zandi said Monday that President Biden’s massive infrastructure plan could actually slow the economy down in the short term—here’s why. WASHINGTON, DC – APRIL 2: U.S. President Joe Biden speaks about the March jobs report in the State … [+] Dining Room of the White House on April 2,… More
Getty Confidence was surging this morning with the big jobs report beat from the Good Friday holiday. The Labor Department noted that nonfarm payrolls increased by 916,000 in March, and the unemployment rate fell to 6% – this was far beyond expectations of the 675,000 gains economists were expecting. Given the holiday Friday, pent up… More
Season to pay Tax, Budget, and Tax planning concept. Business woman wear glasses calculating annual … [+] tax and using mobile phone. Calendar 2021 and personal income tax form placed on home office desk. getty For the second year in a row, you have additional time to file your federal taxes. On March 17th, the… More
LLC. getty At least once a month, I get a call from somebody with the question, “How much of a membership interest do I have to give to a second member so that an LLC is no longer considered to be a single-member LLC (SMLLC) and charging order protection arises?” The limited case law, embodied… More
Stock market graph. getty Emerging markets offer favorable conditions for value investing. Here are 3 ways to explore opportunities in emerging markets. With global bond interest rates near 5,000-year lows and U.S. stocks trading near 100-year highs, the traditional 60/40 balanced investment portfolio’s return outlook is somewhat bleak. Generating an attractive real return is becoming more challenging, requiring that investors… More
The Future & Creation getty “Don’t you ever get the feeling that all your life is going by and you’re not taking advantage of it? Do you realize you’ve lived nearly half the time you have to live already?” Ernest Hemingway, The Sun Also Rises The coming Infrastructure Initiative will be about getting something big… More
Topline GameStop shares plunged Wednesday after the long-struggling Grapevine, Texas-based gameseller reported earnings that failed to impress analysts, but the firm’s new ecommerce push prompted one expert to release Wall Street’s most bullish price target, marking the first analyst to say that a turnaround could actually justify GameStop’s meteoric valuation. Jefferies just upped its GameStop… More
Shell Oil’s Jackpine open pit oil sands mine in Alberta, Canada. U.S. and Canadian banks account for … [+] almost half of global fossil fuel financing, according to a new report. The Washington Post via Getty Images The world’s biggest banks have pumped a staggering $3.8 trillion into fossil fuel industries over five years, a… More
Three diagonal digital chains on a blue background. Blockchain technology concept. Mining and … [+] cryptocurrency. Close up. 3d rendering getty A cryptocurrency is a software object with units or “tokens” that can be transferred securely and verifiably from one owner to another. Transactions are recorded in a public, widely distributed database (a “blockchain”). The transfer verification mechanism is cryptographic. It employs a mathematical protocol for authenticating each transaction. The designers of the software object intend… More
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