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  • how-to-get-financial-aid-for-college
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    How To Get Financial Aid For College

    Students and parents sometimes don’t know where to look for financial aid for college and how to apply. Financial aid can be intimidating because it involves an alphabet soup of acronyms, almost like speaking a new language. However, there are just a few simple steps you must take to get the money you need to… More

  • how-scary-is-the-irs?
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    How Scary Is The IRS?

    Problems with taxes. Handcuffs and money. Tax evasion concept. getty When my grandmother was with us, I took care of her finances including filing her tax return every year. Her return was very simple, and I usually finished it well ahead of the April 15th deadline. One year, I completed it in early March and… More

  • three-reasons-to-take-your-rmds-now
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    Three Reasons To Take Your RMDs Now

    Now that the 2020 is over, remorse may set in and you may be left wondering if you should have done something different to save taxes. A common question I hear is whether it make sense for retirees to take their required minimum distributions (RMDs) now or if they should save taxes by taking them… More

  • second-draw-ppp-loan-regulations-are-out:-what-you-need-to-know
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    Second Draw PPP Loan Regulations Are Out: What You Need To Know

    WASHINGTON, DC – JULY 17: Jovita Carranza, administrator of the U.S. Small Business Administration … [+] (SBA), speaks as Steven Mnuchin, U.S. Treasury secretary, left, listens during a House Small Business Committee hearing on July 17, 2020 in Washington, D.C. The hearing is titled “Oversight of the Small Business Administration and Department of Treasury Pandemic… More

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    Why HECM Reverse Mortgage Borrowers Make Mistakes

    Mistakes seniors make with HECM Reverse Mortgages getty FHA insured reverse mortgages, called HECMs, allow seniors to withdraw cash from their home while retaining the right to live there indefinitely. They are a potentially powerful tool for helping seniors live better lives during their retirement years. However, the benefits can also be frittered away, with… More

  • senate-passes-student-loan-scam-legislation
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    Senate Passes Student Loan Scam Legislation

    The U.S. Senate passed the Stop Student Debt Relief Scams Act on December 1, 2020 by unanimous consent. The legislation now proceeds to the U.S. House of Representatives for consideration. The Stop Student Debt Relief Scams Act bans fraudulent access to U.S. Department of Education … [+] computer systems using a borrower’s FSA ID. getty… More

  • student-loans-are-due-january-1—do-these-7-things
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    Student Loans Are Due January 1—Do These 7 Things

    President Donald Trump (Photo by Tasos Katopodis/Getty Images) Getty Images Student loans may be due again starting January 1. If so, make sure you do these 7 things. Here’s what you need to know. Student Loans If Congress or President Donald Trump doesn’t extend student loan relief, your student loans will be due starting January… More

  • how-to-bankrupt-your-student-loans
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    How To Bankrupt Your Student Loans

    It is almost impossible to discharge student loans in bankruptcy. Only about 1 in 2,500 student loan borrowers who file for bankruptcy succeed in obtaining a full or partial discharge of their student loans. Nevertheless, there are several ways that borrowers can qualify for a bankruptcy discharge. Here’s how. Student loan borrowers may be able… More

  • what-should-your-car-insurance-policy-in-india-look-like?
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    What Should Your Car Insurance Policy In India Look Like?

    getty A car insurance, also called motor insurance, offers financial protection to your vehicle against accidents, burglary, theft, fire, natural calamities such as a storm or, earthquake, and other unforeseen circumstances.  Every car that runs on Indian roads is expected to have a basic third-party insurance policy made mandatory by the Indian federal government under… More

  • what-happens-if-there-is-no-student-loan-forgiveness?
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    What Happens If There Is No Student Loan Forgiveness?

    It seems like a new student loan forgiveness plan is being touted every few months, and this continues as the student loan debt crisis deepens further. Recently, the House of Representatives even got in on the fun, suggesting $10,000 in federal student loan forgiveness in the original HEROES Act proposal. Joe Biden’s campaign has also… More

  • here’s-how-to-fix-student-loans
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    Here’s How To Fix Student Loans

    U.S. Secretary of Education Betsy DeVos (Photo by Alex Wong/Getty Images) Getty Images A new report has some targeted proposals to fix student loans. Here’s what you need to know. Student Loans The latest student loan debt statistics show that 45 million borrowers collectively owe $1.6 trillion of student loan debt. The Student Borrower Protection… More

  • all-you-need-to-know-about-the-green-homes-grant
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    All You Need To Know About The Green Homes Grant

    getty Applications for the government’s latest ‘green scheme’ in England can be made from late September 2020. Here’s a summary of how the scheme works and how you might benefit, along with details of measures for those living in Scotland, Wales and Northern Ireland. Government goes for green Back in July, chancellor Rishi Sunak used… More