Now that the 2020 is over, remorse may set in and you may be left wondering if you should have done something different to save taxes. A common question I hear is whether it make sense for retirees to take their required minimum distributions (RMDs) now or if they should save taxes by taking them… More
WASHINGTON, DC – JULY 17: Jovita Carranza, administrator of the U.S. Small Business Administration … [+] (SBA), speaks as Steven Mnuchin, U.S. Treasury secretary, left, listens during a House Small Business Committee hearing on July 17, 2020 in Washington, D.C. The hearing is titled “Oversight of the Small Business Administration and Department of Treasury Pandemic… More
Mistakes seniors make with HECM Reverse Mortgages getty FHA insured reverse mortgages, called HECMs, allow seniors to withdraw cash from their home while retaining the right to live there indefinitely. They are a potentially powerful tool for helping seniors live better lives during their retirement years. However, the benefits can also be frittered away, with… More
The U.S. Senate passed the Stop Student Debt Relief Scams Act on December 1, 2020 by unanimous consent. The legislation now proceeds to the U.S. House of Representatives for consideration. The Stop Student Debt Relief Scams Act bans fraudulent access to U.S. Department of Education … [+] computer systems using a borrower’s FSA ID. getty… More
President Donald Trump (Photo by Tasos Katopodis/Getty Images) Getty Images Student loans may be due again starting January 1. If so, make sure you do these 7 things. Here’s what you need to know. Student Loans If Congress or President Donald Trump doesn’t extend student loan relief, your student loans will be due starting January… More
It is almost impossible to discharge student loans in bankruptcy. Only about 1 in 2,500 student loan borrowers who file for bankruptcy succeed in obtaining a full or partial discharge of their student loans. Nevertheless, there are several ways that borrowers can qualify for a bankruptcy discharge. Here’s how. Student loan borrowers may be able… More
getty A car insurance, also called motor insurance, offers financial protection to your vehicle against accidents, burglary, theft, fire, natural calamities such as a storm or, earthquake, and other unforeseen circumstances. Every car that runs on Indian roads is expected to have a basic third-party insurance policy made mandatory by the Indian federal government under… More
It seems like a new student loan forgiveness plan is being touted every few months, and this continues as the student loan debt crisis deepens further. Recently, the House of Representatives even got in on the fun, suggesting $10,000 in federal student loan forgiveness in the original HEROES Act proposal. Joe Biden’s campaign has also… More
U.S. Secretary of Education Betsy DeVos (Photo by Alex Wong/Getty Images) Getty Images A new report has some targeted proposals to fix student loans. Here’s what you need to know. Student Loans The latest student loan debt statistics show that 45 million borrowers collectively owe $1.6 trillion of student loan debt. The Student Borrower Protection… More
getty Applications for the government’s latest ‘green scheme’ in England can be made from late September 2020. Here’s a summary of how the scheme works and how you might benefit, along with details of measures for those living in Scotland, Wales and Northern Ireland. Government goes for green Back in July, chancellor Rishi Sunak used… More
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